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Displaying blog entries 21-28 of 28

To-Dos: Your October Home Checklist

by Judi Monday, Your Green Valley AZ Expert

Protecting Your Credit

by Judi Monday, Your Green Valley AZ Expert

One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States.  Part of protecting your credit is being vigilant and making it difficult for thieves to steal your identity. 

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If you suspect you are a victim of identity theft, an initial step is to place a fraud alert on your account. Contact one credit reporting company (Equifax, Experian or TransUnion), tell them you are an identity theft victim and ask the company to put a fraud alert on your credit file. Confirm that the company will contact the other two companies. 

The initial fraud alert will make it harder for an identity thief to open accounts in your name. The alert lasts for 90-days and it can be renewed.

A more severe precaution called a credit freeze restricts access to your credit report. A credit freeze makes it more difficult for thieves to use your identity to apply for loans or credit cards in your name.

By contacting each of the three credit reporting agencies separately, you can request a temporary freeze. This would prevent them from providing credit information without both your explicit permission and a PIN that temporarily lifts the freeze.

Unlike the fraud alerts, the agencies may charge you a fee for instituting the freeze in addition to another fee to lift the freeze each time.

A credit freeze will not affect your credit score. If you are in the process of buying a home, contact your loan officer and discuss the decision you are considering. If you will be making a mortgage application in the near future, you can temporarily lift the freeze for the lender you are using. 

A trusted mortgage professional is a key team member in purchasing a home. Making an appointment with them is one of the first steps along with determining your real estate professional. Contact us to get a recommendation of a trusted mortgage professional.

To request a credit freeze, you can do it online or by phone:

Equifax – 800-349-9960 | Experian – 888-397-3742 | Trans Union – 888-909-8872

For more information, see Credit Freeze FAQs at the Federal Trade Commission.

It is important to personally monitor your credit reports through annual credit report.com to discover any unusual activity. 


Bathroom Keeps Layout But Gets A Whole New Look

by Judi Monday, Your Green Valley AZ Expert

7 Sophisticated Blues For Your Kitchen Cabinets

by Judi Monday, Your Green Valley AZ Expert

$18,000 Price REDUCTION Makes This A Steal!

by Judi Monday, Your Green Valley AZ Expert

Captivating setting and home that will leave a lasting impression! From the moment you arrive at the front glass door through which you can see 40 feet of windows in the great room you'll be lost in the 360 degree views that surround this lovely home. Home was custom designed to maximize the magnificent views that can be enjoyed from every window in the home (and there are MANY of them). For me it was love at first sight, and I had the good fortune to enjoy almost 10 wonderful years in it.

The contemporary floor plan boasts an enormous great room open to a very large kitchen full of a large island, stainless appliances & plenty of cabinet & counter space. Energy efficient Eco block home is built out of insulating concrete forms. This truly is SW living at its very best surrounded by breathtaking views that you can enjoy inside and out.

For outdoor lovers this is home to all kinds of wildlife and with patios on 3 sides of the house you'll have plenty of areas to revel in the surroundings. The entire 4.13 acres are fenced with a solar gate at the front. There are no window coverings anywhere in the home--who needs them with all of the privacy afforded by this property?

In November of 2016, I had gorgeous plank style ceramic tile throughout the home and what a difference they made! Interior was painted in 2015 and the exterior was coated with a special stucco paint combination at about the same time, which means you shouldn't have to paint it for at least 15 years. OWNER/AGENT


European Farmhouse Kitchen Design

by Judi Monday, Your Green Valley AZ Expert

Magnificent Mountain & Golf Course Views

by Judi Monday, Your Green Valley AZ Expert

If magnificent views of the mountains and golf course are high on your list...this home is a MUST see. From the moment you step into the courtyard entrance and hear the sound of water coming from the fountain (conveys) you'll be smitten. You enter the home into a circular foyer with a soaring ceiling and arches that lead to the living room and another arch to the kitchen. There is a gas FP with a fan that will keep you toasty warm on a cold winter's night. The beautiful kitchen has granite counters, a wine refrigerator that conveys as well as plenty of counter & cabinet space. In back are WOW views of the golf course and mountains. This special home has a screened in AZ room that adds living space nearly year-round. A perfect spot for watching southwest sunrises & sunsets.

Midcentury Modern Style In A 56 Square Foot Bathroom

by Judi Monday, Your Green Valley AZ Expert

Displaying blog entries 21-28 of 28

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Judi Monday
RE/MAX Valley Properties In Green Valley, AZ
210 West Continental Road
Green Valley AZ 85622
Direct: (520) 241-7780
Fax: (520) 648-2221